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Discretionary Services

Harness the power of a globally connected team with deep local insight, to manage your investment portfolio.

You set the course. We take you there.

HSBC Global Private Banking Discretionary Services gives you confidence in knowing your portfolio is being managed on a day-to-day basis by dedicated experts in line with your financial ambitions.

By creating diversified portfolios, your investments can harness opportunities everywhere, at a local or international level. We don’t think your investments should stay confined to one market or sector. To help manage risk, our globally connected experts create and manage a discretionary portfolio based on your needs and your financial ambitions, blending the strengths of different securities in changing market conditions.

What is discretionary?

Discretionary portfolio management is a form of investment management for investors who want to set their overall investment approach, define their financial ambitions and determine the risk tolerance of their investments, but want to delegate day-to-day investment decisions.

Discretionary provides portfolio manager's the discretion to buy and sell on an investor's behalf.

Our Solutions

At HSBC Global Private Banking, our discretionary portfolio management services offer a range of solutions that are designed around your priorities and appetite for risk. With in-house institutional expertise through HSBC Asset Management and access to third-party advisors, we seek global opportunities for your investments and focus on your future financial ambitions.

Why choose HSBC Global Private Banking?

Global advantage

 

Being truly diversified goes beyond access to different markets. Through a global lens, your investments benefit from world-wide diverse expertise and local insight, providing opportunities wherever they arise across sectors and economic cycles.

With 500+ HSBC investment professionals connected across 30+ countries, we manage a diversified portfolio based on your needs and investment objectives.

Focused vision 

 

By clearly understanding your investment goals, your risk level and the type of portfolio you want to build, our global team of experts will identify and harness opportunities that match your predefined requirements and objectives.

 

Through our discretionary services, you know that your investments are being managed by our team in line with your financial vision. 

For your future

 

By creating and managing diversified portfolios with a clear vision of the long-term potential, your investments are more likely to meet their objectives compared to a short-term approach. Our investment philosophy takes a rigorous long-term approach whilst maintaining resilient controls. 

For those seeking investment portfolio management that is cost-effective and covers either single or multi-asset classes, we offer solutions that can be fine-tuned for specific ambitions, management preferences and risk appetites. For those that seek a highly tailored approach and the ability to pinpoint exact risk exposures, we can create a customized service that includes equities and various fixed income investment opportunities, including investment grade bonds and emerging markets.

Managed in the right way, your wealth can be a tool that helps you achieve your goals. We’re here to help you do just that. 

Investors should expect to be locked-in for the full term of the investment, which is subject to extensions.

  • It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested
  • The investment is subject to normal market fluctuations and there can be no assurance that an investment will return its value or that appreciation will occur
  • Liquidity constraints where subscriptions and redemptions are not available daily, or where lockups apply, mean that investors are subject to market risk during interim pricing periods and may not be able to access funds on short notice
  • There is a greater risk associated with emerging markets. Liquidity may be less reliable and price volatility may be higher than that experienced in more developed economies. This may result in the fund suffering sudden and large falls in value
  • Funds with a single sector focus will typically be more volatile than funds which invest broadly across markets
  • Funds with a single country focus will typically be more volatile than funds which invest broadly across markets and geographies
  • Region-specific funds have a limited investment scope and are susceptible to a decline in the region in which they invest. Therefore, these funds may be more risky than those which invest more broadly across markets and geographies
  • Countries where political leadership is either unstable or where it exerts a very strong influence on markets and business practices may be subject to greater volatility. Political risk may include potential for currency controls which would disrupt efficient financial markets
  • Limited transparency is typically a feature of both hedge funds and funds of funds. Funds of funds rely on underlying managers’ allocations and holdings may be less transparent than in single manager long-only funds. Furthermore, hedge funds in particular may have highly tactical investments along with less frequent and less stringent reporting requirements which does not provide investors with a picture of holdings on any given day
  • Currency may have either a direct or indirect effect on individuals’ investments. Where the reference currency is different from the reporting currency, foreign exchange movements will directly impact the value of the holdings. Currency will indirectly impact the value of the underlying investments as foreign exchange movements strongly influence the market economy and the competitiveness of both domestic and international companies. Funds which try to hedge to a reference currency can mitigate the direct impact of currency movements but cannot completely isolate the indirect effects of foreign exchange movements
  • Where investment decisions are made by an individual or a very small team, the potential loss of any one individual represents a significant risk to the ongoing viability of the fund
  • Passive Index funds are designed to track the reference index before fees and expenses. However, these funds may deviate from the index depending on several factors including: how fully the fund replicates the index, if the makeup of the index changes and if dividends are not fully captured
  • Smaller Company Risk – Small companies may be less liquid than larger companies and therefore price movements in securities of smaller companies may be more volatile and involve greater risk

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