Liquidity planning solutions

Liquidity management planning is all about looking ahead financially in order to put a flexible plan in place that allows you to predict and accommodate for changes in your cash flow over a set period of time – typically per quarter or yearly.

With this plan, your business will be better able to predict its future liquidity levels more accurately and better manage current spending, while also noting any potential liquidity bottlenecks that could occur in the future.

The end result, when done right, is a relatively accurate picture of your business’s approaching financial direction, one that provides a realistic view of your current spending levels and your business’s potential future solvency.

Besides helping you to better understand how your business may perform in the near and distant future, good liquidity planning can help to promote several other useful business benefits, such as:

• Spotting bottlenecks – liquidity management planning is an excellent way to spot potential financial bottlenecks that could impact your business financially in the future. And while these bottlenecks may be unavoidable, with a liquidity plan in place, you’ll be better prepared to compensate for their financial impact when they do hit.
• Monitoring current finances – alongside predicting future financial liquidity, a detailed liquidity plan will show you exactly how your business is operating right now. This clear view of your current finances can go a long way to better understanding how your business is operating, and where finances may be better spent in the future to ensure continued solvency.
• Active finance management – a core aspect of cash and liquidity management is ensuring that unnecessary spending is kept to a minimum, and your liquidity plan is essential for noting down exactly where this might be taking place. You’ll be able to see exactly where your business is spending money and then adjust this accordingly to match expected financial levels.
• Value prediction – liquidity planning isn’t just for helping you predict future financial levels, it can also help you estimate how valuable your business may be in the future should you decide to sell your business. Through such predictions, you’ll get a better idea of when may be best to sell your business, and when to hold back in order to retain its value.

Naturally, you’ll need to regularly review your liquidity plan and adjust it accordingly based on unforeseen business boons and losses, but with a team of liquidity planning experts at your side, you won’t have to worry about the complexities involved.

Our team of liquidity planning experts have decades of experience in this field of finance and custom lending solutions. They’ll work with you directly to construct a well-designed liquidity planning solution that not only enhances the effectiveness and flexibility of your legacy plan but maximises future growth for your business.

Not only that, but our team can help you with any and all of the following:

• Ensuring sufficient savings for your retirement so you don’t have to worry about spending the assets you have reserved for your legacy plan.
• Protecting your wealth against the potential costs of estate charges.
• Shielding your family from dealing with unforeseen events that may affect the value of the assets you plan to transfer.
• Evening out the distribution of your wealth between family members to minimise conflict during business transfers via our family enterprise succession services.