Managing wealth effectively can sometimes fall by the wayside. We therefore understand the importance of providing our clients with efficient access to a multi-disciplinary team, which provides solutions built around the specific banking, investment and wealth planning needs of these individuals.
Wealth Planning and Protection
Planning is a core discipline. For example, you may not know whether you can maintain your current standard of living once you have stopped working; or you may not be clear how inheriting wealth may impact your family or other beneficiaries. A disciplined approach is needed to plan personal wealth and it is sometimes hard to determine what your goals are and how to reach them. Considering fundamental questions such as what drives you as an individual, your guiding principles, what you want for your family and your legacy can seem complicated. Understandably it’s all too easy to delay this planning. We will help you step back and consider matters from a personal standpoint, reflecting on what matters most to you and your family. We can develop personalised strategies, working with you to identify and formulate your goals.
A disciplined approach is needed to plan personal wealth and it is sometimes hard to determine what your goals are and how to reach them.
Aside from your investment and wealth planning objectives, you may also have a need for our banking services, which includes house mortgages, buy-to-let loans, foreign exchange, credit cards, time deposits and overdrafts. Where you have concentrated company stock positions as part of your overall wealth, we can design investment strategies aimed at gradually reducing risk over time. Where it’s right for you, your employer stock positions can often be used as collateral to provide a source of liquidity should you be unable or unwilling to divest your stock.